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[–] Karbuster ago 

You have shit insurance, all of you do

Its a fucking racket and extortion yea

But its neccessary in this inbread world full of maliciously stupid fucks

I used my insurance last year to the tune of $5600 when some dumb woman turned left in front of me

Got my truck fixed, upgraded a few parts because the upgrade was cheaper than oem, got my $500 deductible back AND pocketed $1400 after repairs

Rates stayed the same

Hate that its neccessary, in a peaceful, homogeneous society it wouldnt be but before then, you bet ill have it for the one day that some dipshit runs a red light and i have to sue them from the goddamn hospital

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[–] LegitimatePen 0 points 1 point (+1|-0) ago 

Isn't that still beyond fucked though, a woman crashes into you, destroying your stuff, and she doesn't pay for it? the fuck?

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[–] Karbuster 0 points 2 points (+2|-0) ago 

Oh she probably paid in some way, i have an 03 Ford Ranger and i demolished her 2015 vw golf/jetta/rabbit

I was able to drive off after the fire crew chopped the bit of my steel bumper that was wedged to my tire

Her car was not as lucky

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[–] Brawndosaurus 0 points 2 points (+2|-0) ago 

She paid a deductible, her rates went up and she may get dropped from her insurance.