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[–] Totally-Not-A-Troll ago 

We had a house fire and the damage was ~$60,000 which insurance paid. I figured out over the course of home ownership I had paid out about $60,000 in insurance money. I certainly did not hit a jackpot - but I would not have had $60,000 just laying around to cover the expenses either.

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[–] honk_atcha_boi ago 

If you had put that money aside, instead, you'd probably have had more.

Not that its relevant.