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[–] Special_Que 0 points 6 points (+6|-0) ago 

Try claiming to be Amish. They view it as a form of gambling and are exempt from having to pay.

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[–] DrSelfAppointed ago  (edited ago)

I would be interested in a source on that one. Also, I'm not sure how that would pan out for auto insurance. It doesn't seem very Amish to need auto insurance for a car.

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[–] Special_Que ago 

It mostly applies to homeowners insurance. The reason for the exemption is because they live in a secular community, and the community pledges that if the house burns down they would all come together and rebuild it.