Any insurance, be it car, house, life. It's all scams. You're essentially paying someone legally to bet on your behalf, and than getting a pittance of a payout. That's ONE problem. The more annoying problem, is rapid hyper inflation in whatever industry is touched by insurance. Car insurance for example, a small light bulb used to cost a few cents to replace. Now, you need to buy the entire casing, the wiring, and it costs 1200$ not including labor. This is because you only pay the deductible, so everyone and their mother can skimp from the top. Same with homeowners insurance. A simple home inspection is 500$. In 1955, getting a deed/house title notarized and approved was 1$ …. I know because I saw a historical document to that effect. Thanks jews! A true blessing to the world /s
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[–] Doglegwarrior 1 point 3 points 4 points (+4|-1) ago
i hate insurance. it is absolutely horse shit. that being said i just wrecked the dodge viper i fixed up and ky insurance paid me basicaly exactly what it was worth and saved my ass.
so there is that. ive also had a couple roofs fixed because of hailstorms. you better use it and maximise it as much as possible if you do pay for the shit.