Any insurance, be it car, house, life. It's all scams. You're essentially paying someone legally to bet on your behalf, and than getting a pittance of a payout. That's ONE problem. The more annoying problem, is rapid hyper inflation in whatever industry is touched by insurance. Car insurance for example, a small light bulb used to cost a few cents to replace. Now, you need to buy the entire casing, the wiring, and it costs 1200$ not including labor. This is because you only pay the deductible, so everyone and their mother can skimp from the top. Same with homeowners insurance. A simple home inspection is 500$. In 1955, getting a deed/house title notarized and approved was 1$ …. I know because I saw a historical document to that effect. Thanks jews! A true blessing to the world /s
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[–] ShackelfordRusty 0 points 42 points 42 points (+42|-0) ago
Mandatory insurance is literally extortion.
[–] [deleted] 1 point 21 points 22 points (+22|-1) ago
[–] Special_Que 0 points 6 points 6 points (+6|-0) ago
Try claiming to be Amish. They view it as a form of gambling and are exempt from having to pay.
[–] heywoodnj 0 points 6 points 6 points (+6|-0) ago
Lies, damn lies and statistics. If you made them fix it they would just jack up the girl's premiums to match the screwing the guys get. And some "Dad" is paying that one too.
[–] JohnGoodman 0 points 2 points 2 points (+2|-0) ago
It’s technically a tax.... and tax is technically extortion
[–] mrnicegoy 0 points 1 point 1 point (+1|-0) ago
this was great, guy begins "identifying" as a woman, car insurance goes down a grand overnight:
https://nationalpost.com/news/canada/alberta-man-legally-changes-sex-for-cheaper-car-insurance-i-didnt-feel-like-getting-screwed-over-any-more#:~:text=An%20Alberta%20man%20has%20legally,insurance%20rates%20offered%20to%20women.&text=Once%20a%20birth%20certificate%20is,to%20an%20Alberta%20driver's%20licence.
[–] Cunty84 ago
Obama care was enforced extortion. Fascism at best.
[–] BjornIronside 1 point 21 points 22 points (+22|-1) ago
It's a jew extortion racket.
It's also the only real service the police provide. Police reports for your insurance company to fuck you over with.
[–] [deleted] 0 points 8 points 8 points (+8|-0) ago
[–] Plavonica 0 points 2 points 2 points (+2|-0) ago
Dashcam.
[–] Rellik88 0 points 16 points 16 points (+16|-0) ago
Be me
Have insurance for car for decade
Get rear ended
Insurance fixes car for a total of $4000
Even tho I paid way more than that over a decade
They raise my rates
Insurance is a scam.
[–] Broc_Lia 0 points 7 points 7 points (+7|-0) ago (edited ago)
That's how insurance works though, most people won't get more money out than they put in. If they did where do you think the money would come from?
[–] buckhorn 0 points 2 points 2 points (+2|-0) ago
Agreed. In theory, pooling and amortizing risk over a group is a wise thing to do. In practice, with live humans, everyone ends up assuming their own problems are the most worthy of securing the pot. Additionally, whichever company manages the fund (hopefully doing legitimate actuarial leg work) will end up being loathe to pay out for even legitimate claims.
[–] peacegnome 0 points 1 point 1 point (+1|-0) ago
you could have/should have taken the person who hit you to court.
[–] Karbuster ago
You have shit insurance, all of you do
Its a fucking racket and extortion yea
But its neccessary in this inbread world full of maliciously stupid fucks
I used my insurance last year to the tune of $5600 when some dumb woman turned left in front of me
Got my truck fixed, upgraded a few parts because the upgrade was cheaper than oem, got my $500 deductible back AND pocketed $1400 after repairs
Rates stayed the same
Hate that its neccessary, in a peaceful, homogeneous society it wouldnt be but before then, you bet ill have it for the one day that some dipshit runs a red light and i have to sue them from the goddamn hospital
[–] LegitimatePen 0 points 1 point 1 point (+1|-0) ago
Isn't that still beyond fucked though, a woman crashes into you, destroying your stuff, and she doesn't pay for it? the fuck?
[–] Monkeyshinerbot3000 1 point 10 points 11 points (+11|-1) ago
It finally happened, someone woke up to the extortion racket that is insurance. I have been telling people for years that the entire industry was a sham.
[–] PizzaphilePodesta 1 point 6 points 7 points (+7|-1) ago
insurance is a government-mandated pyramid scheme you are required to buy into to legally participate in nearly every aspect of life in western civilization. insurance may not be the most parasitical scheme of the jews, but it is one of their proudest parasitical achievements.
[–] Asgardener 0 points 4 points 4 points (+4|-0) ago
There is a reason the amish refuse to pay any insurance- they consider it a form of gambling
[–] JohnGoodman 0 points 3 points 3 points (+3|-0) ago
And they don’t need it. In a homogenous white community, when someone suffers a major loss like their home, the community comes together and they all help out. That’s their insurance
[–] [deleted] 0 points 4 points 4 points (+4|-0) ago
[–] Broc_Lia 0 points 6 points 6 points (+6|-0) ago
A hundred years ago it was called a "fraternal society" and almost everyone was a member of one. It was like a social club that also provided health coverage, income insurance and life assurance.
Then (((Roosevelt))) got worried the fraternal societies were keeping america divided along ethnic lines and not promoting the melting pot he wanted, so he abolished them. The result was that they got replaced with big jewish insurance rackets which had no ties to the communities they were insuring, and the inevitable misbehaviour resulted in a mountain of regulation, driving prices up and competition down.
[–] Doglegwarrior 1 point 3 points 4 points (+4|-1) ago
i hate insurance. it is absolutely horse shit. that being said i just wrecked the dodge viper i fixed up and ky insurance paid me basicaly exactly what it was worth and saved my ass.
so there is that. ive also had a couple roofs fixed because of hailstorms. you better use it and maximise it as much as possible if you do pay for the shit.