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[–] totes_magotes ago 

I refused the loan

Which just tells them that you didn't really need it in the first place because you're not desperate enough to take table scraps.

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[–] SuiteMadameBlue1976 [S] ago 

I didnt want to enter into a contract that didnt cover what was needed.

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[–] totes_magotes 0 points 1 point (+1|-0) ago 

Aye, and props for that. That doesn't change how they're going to interpret that refusal. This is government. They will always find a way to fuck you over.