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[–] La_Chalupacabra ago 

Bug chasers should have any and all related claims to health insurance denied.

I've seen estimates of up to $40,000 a year for the cocktail -- and you know they're barely scraping that working at Starbucks, so they're obviously leaning on insurance, yet hard-working folks have to fork over thousands out of pocket -- on top of the outrageous premiums -- before their insurance will kick in for even the most mundane of injuries.