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[–] peacegnome 0 points 1 point (+1|-0) ago 

you should never donate to anything that you don't control. Even tithing (that isn't directed to a project) will trickle to a central entity that will do things that you don't agree with (food aid in africa, for example). There are plenty of things that you can do with your money to make the world a better place if you have extra.

I think that zero percent loans for projects or people that/who will make your community better. Buy the neighbor kid who mows lawns a nice snow blower, and let him pay you back over a few seasons of work (of do your walks for 4 years). help a young couple at church with a down payment (this would need to be done in an odd way though because of the way loan paperwork works), so they can stop paying (((someone))) rent and take pride in their own house.