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[–] 14WordsToFreedom ago 

You know how you can get stuff cheaper when you buy in bulk? Or get a discount when you pay up front? Or how if your checking account falls below zero, they take even more imaginary dollars that you don’t even have? That when you can’t pay your credit card bill, they tack on late fees that you also can’t afford? If you’ve bounced too many checks, they won’t let you have a checking account, and you have to pay to cash your paycheck?

There are definitely things about poverty that help keep you trapped in poverty. But OP’s article shows something else: black genetic and cultural inferiority.