I have a theory about banks, possibly a conspiracy theory, but whatever. I noticed that banks will sometimes delay a payment up to 5 or event 10 days, especially by bank draft. I have a feeling that the reasoning is because they have a background system that checks when you go under that payment limit, so they can slam you with fees. Example, if you need to pay 5K for a car repair, and you have 7K in your account, and in 3 days you spend 2100 on utilities and repairs, thinking you have enough cash, the bigger car repair payment will conveniently post AFTER the second payment(In reverse). This will make balance go from : 7 - 2100 - 5 = negative, instead of of 7 - 5 - 2100, which is more noticeable to the consumer.
TLDR: Banks are scummy as fuck, and I hope the kikes who own them burn in hell
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[–] Le_Squish ago
Do people not read the terms of agreement on anything ever? Some banks have it that they can deduct fees whenever they feel like it instead of a regular day each month.
[–] R34p_Th3_Wh0r1w1nd ago (edited ago)
That's not a theory. It's a fact. That money transfers instantly, unless you hand write a check. Then it only takes is long as the company takes it too get it to the bank. Big banks are on their last gasp. Cryptocurrency is going drive their dicks in the dirt in the coming years.
[–] IsraelFirstGoys ago
The intent to deposit the check goes in automatically to the FED. All money transfers go through the FED so they can keep track of and destroy said bank if it helps certain people aka Nazis ever again.
If its drug dealers or politicians or their people taking money and hiding it in foreign nations thats okay though.
Just so they can hold it and make interest on it.
I put in a 20k dollar check and would have taken 15 days to clear in three enstallments. I cleared it in a day when I proved the other bank account had the funds.
Its all jew thievery.