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[–] Le_Squish [S] 0 points 4 points (+4|-0) ago 

There are some rules. There is a special pooled insurance fund some property owners in the area have.

Your home has to actually catch fire and burn down and you have to have photo or video proof. If the lava pushes it down or inundates it, you get nothing.

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[–] lord_nougat 0 points 3 points (+3|-0) ago 

Piece of shit sheister insurance companies.

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[–] Le_Squish [S] 0 points 3 points (+3|-0) ago 

Lava zone disclosure is mandatory here. People just always think it won't be them. They knew the risk.