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[–] randillion 0 points 1 point (+1|-0) ago 

I'm 31 and I want a child desperately with my wife, however, we just aren't financially stable enough to have a child and responsibly take care of them.

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[–] 123_456 ago 

Are you and your wife the same age? Just stick to your guns a couple years, and you'll be in a good enough position to pop one out.

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[–] middle_path [S] ago 

27 and neither am I, but I did it. My wife and I will have student loans for the next 10 years. I am not willing to wait that long. I've also heard you're never really ready, so we just dove in.