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[–] CaptnObvius 0 points 2 points (+2|-0) ago 

As you stated, its easily fixed, but it was fucked up from the start because some people got money in their pocket. These corrupt fucks like Biden don't write this shit with loopholes by accident. They have teams of lawyers writing this legislation and put loopholes in it for the right people with the right amount of money. Its the way the swamp works.