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[–] Feeling_my_goats 0 points 4 points (+4|-0) ago 

Headlines are important to stories. How about this: "Facebook patents technology that using borrower's acquaintances helps to improve risk calculation. Low risk borrowers expected to save millions in lower interest rates."

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[–] Bing11 0 points 2 points (+2|-0) ago 

Yay! Someone who understands risk calculations!