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[–] pumeler 0 points 0 points (+0|-0) ago 

Excerpt seems cherry picked. It is likely saying that a 21 year old COULD get insurance at that price. It would rise every year due to your increased risk. I'd say it is likely that they would want to incentivize young people to get in early with a low payment. Think of it like life insurance. You think life insurance companies don't know you are going to die? They are just gambling on when you'll die. Put the gambling back into health insurance and these companies will figure out how to attract a low risk, steady income.