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[–] derram ago
https://archive.fo/2EDlr | https://files.catbox.moe/f6j9mf.png :
'Cordray, meantime, has sicced his powerful agency, CFPB, on Equifax, Experian and TransUnion, to help ease credit restrictions on minorities as well. '
'But Watt thinks FICO credit is too strict and cuts off millions of low-income minorities and immigrants from mortgages. '
'Fannie and Freddie rely on FICO credit scoring to predict risk. '
'So he’s pressing Fannie and Freddie to adopt a more forgiving model. “We have the pedal to the metal” on adopting a new model, he said. '
'Analysts say the loosening of credit criteria will have a ripple effect throughout the housing market. '
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