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[–] RudeBootie 0 points 17 points (+17|-0) ago 

im going without health ins this year. 200/mo premium when i make 300 a week would kill me. The tax penalty is a better option Thanks Obama.

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[–] indiglo_girls 2 points 5 points (+7|-2) ago 

I'm in a similar position. Don't just take my word for it, but my (limited) understanding is that you only have to pay the fine for not having insurance IF you are due a tax refund. If you don't have a refund coming then the mechanism to fine you does not apply.

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[–] veo 1 points 5 points (+6|-1) ago  (edited ago)

you are incorrect. you pay the penalty whether you have a refund or a liability.

source: I did my taxes last night.

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[–] BLOODandHONOUR 1 points 1 points (+2|-1) ago 

You are really not mandated to buy health insurance.

Fuck these Criminals.

The IRS fines from the affordable care act are not enforceable.

The legal information institute of cornell university law school points out that "Under subsections (g) Administration and Procedures (2) Special Rules (A) Waiver of Criminal Penalties (B) Limitation on Liens and Levies, the Secretary Shall Not (i) File notice of lien with respect to any property of a taxpayer by reason of any failure to pay the penalty imposed by this section, or (ii) levy on any such property with respect to such failure."

So the IRS cannot go after you or your property.

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[–] Totenglocke 0 points 1 points (+1|-0) ago 

If they wanted to make healthcare cheaper, they could have done something about cobra. I got laid off before the holidays (first time being laid off) and with what I made before, I'd get like $1,500 a month in unemployment... Fucking cobra would be almost $600 a month.

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[–] L_Ron_Hoover 0 points 0 points (+0|-0) ago 

Same for me when I was laid off a few years back. I looked it up when the exchanges first opened to see how much it would have been if I was still unemployed and the most expensive plan on the state exchange was cheaper than cobra.

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[–] cumshartingfaggot 0 points 1 points (+1|-0) ago 

How much would your out of pocket be?

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[–] RudeBootie 0 points 1 points (+1|-0) ago 

Good question, will have to look it up to compare, certainly more than what i can afford at the moment though.

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[–] Mylon 0 points 0 points (+0|-0) ago 

If you make less than $12k/year you don't have to pay the fine.

[–] [deleted] 0 points 9 points (+9|-0) ago 

[Deleted]

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[–] indiglo_girls 0 points 1 points (+1|-0) ago 

Yeah, my sister has been earning below the poverty line for a few years now. She would have to pay over $3,000 before the ACA would cover her prescriptions. Fucking ridiculous. Before the ACA, national polling would routinely show over 70% of those polled liked their healthcare. Now it the same polling shows roughly 45% like their healthcare. Healthcare, before the ACA, was one of the few areas where a majority of Americans agreed on something. But the Democrats nuked all that from orbit. Sure, pre-existing conditions not excluding a person from coverage now is great, but at what cost?

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[–] Ghost33313 0 points 0 points (+0|-0) ago 

Whoa don't go partisan here, this was a team effort. If you want to blame anyone blame big pharma and the insurance companies with their hands in everyones pockets. All the ACA did was empower them to take from non-existing customers who were tricked into it. All under the pretense of socialized medicine which it is not.

I've played this game twice with them and both times I couldn't keep up with payments. This year we said fuck it cause we can't afford affordable care.

[–] [deleted] 1 points 9 points (+10|-1) ago 

[Deleted]

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[–] whynotanon1 0 points 8 points (+8|-0) ago 

Living in Korea. Last year I paid $70 a month for national health insurance. I never get sick so I dropped it. This year I've had 2 X-Rays and gone in twice for severe allergies, got a stomach worm, sum total under $200 for out of pocket expenses this year between hospital and pharmacy. I go directly to the hospital because making appointments at clinics are a hassle and there is a language barrier. In and out of the hospital in under 30 minutes. I don't get to choose my doctor; but that ain't worth Obamacare premiums, and Canada-tier wait times.

Western medicine is shit.

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[–] Super_Cooper 2 points 1 points (+3|-2) ago 

It's not western medicine, it's westerners in general. Koreans take better care of their health, there are very few fat Koreans as opposed to numerous fat Americans. The reason why insurance and health care is so expensive in the USA is because there is so much demand due to the large people who aren't in good health because they didn't take care of themselves.

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[–] whynotanon1 0 points 1 points (+1|-0) ago 

No the system is shit too. The medicine is over prices the machines are over priced. Bad health explains wait times and high insirance premiums but it doesn't explain high prices.

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[–] TheDude2 3 points 0 points (+3|-3) ago 

Plus US doctors and hospitals over charge on everything.

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[–] EngelbertHumperdinck 0 points 0 points (+0|-0) ago 

I can attest. Korean healthcare is awesome! With the money I save by not having insurance in the U.S., I can fly my family to Korea every year, take care of any procedures we may need or want, and have a few thousand dollars left over.

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[–] Drenki 0 points 0 points (+0|-0) ago 

Are you saying that even without national health insurance, it was only $200 for all of your visits?

I've been screaming that the cost of care is is what's retarded, not whether people are covered or not.

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[–] whynotanon1 0 points 1 points (+1|-0) ago 

Yes all uninsured out of pocket total for 1 year. And when I did have insurance the most expensive thing was food poisoning late night ER visit that cost $90, and 0 wait time.

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[–] firex726 0 points 6 points (+6|-0) ago 

Yep, still can't afford it.

Who knew, rates going up means less people buying.

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[–] Sikozen 0 points 0 points (+0|-0) ago 

The fine comes to just over 2 months worth of insurance in my state. I'll take the penalty and vote to put people into office to repeal this BS, thanks.

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[–] BentAxel 0 points 0 points (+0|-0) ago 

The estimate was downgraded partially because more people will be ineligible for subsidies

Well no fucking shit? "No more free, I dont want." It's not like the world WARNED everyone of this.

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[–] essen23 2 points -1 points (+1|-2) ago 

Wow. So much hate for Obama and Dems in the thread. Shouldn't the anger be directed towards the healthcare providers and insurance companies who have actually fucked up the system? ACA was a step in the right direction but it's still half baked.

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[–] kill-9 0 points 2 points (+2|-0) ago  (edited ago)

How is the ACA a step in the right direction?

Everyone IS angry at the healthcare providers and insurance companies, I don't think anyone is denying that.
As far as all of the hate for Obama? He's forcing everyone to buy into these fucked up systems. At least before you didn't have to without being penalized.

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[–] theburntsausage 0 points 1 points (+1|-0) ago 

lol

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