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[–] TexasComments 1 point 5 points (+6|-1) ago 

They can still use it as a debit card. They can not use it to get cash in excess of $25.

You still ACH money for no fee to pay bills or buy a Western Union or MoneyGram with a debit card without a limit.

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[–] whatthehelldamnguy 2 points -2 points (+0|-2) ago 

So it is okay because it has loopholes that make it both ineffective and stupid.

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[–] TexasComments ago 

The idea is to stop cash transactions because they are not traceable but all other transactions are.