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[–] Goathole ago 

You won't need to when the family sees degenerate gambler uncle Mike chained to a rock beating stones to gravel in the quarry. It's then that people will think to themselves, do I really need an iPhone X? I have an iPhone 8 already and it's pretty close to that and paid for.

There need to be repercussions for irresponsibility and examples set. Then we can proceed as a civilization.

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[–] Seventh_Jim ago 

So you want to enslave people who are harmed by dyscivic behavior rather than ban the thing that was acknowledged for millenia to be the peril of nations.

Satanist?

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[–] Creggieb ago 

Credit debt is voluntary enslavement, and the borrower is the problem. Its as simple as NOT borrowing the money if the interest terms are unnacceptable.

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[–] Goathole ago 

No, what I want is free will and the consequences AND FREEDOM that accompany it.