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[–] novictim 1 points 18 points (+19|-1) ago 

I cannot believe that you would be willing to trash your credit score over this!

[–] Rotteuxx 0 points 12 points (+12|-0) ago 

A (((credit score))) is only useful when you want to live above your means and want to pay interests for your lack of will to save up for what you think you need in life but most probably don't.

Need a car ? Buy a used one cash

Need a house ? Buy a lot cash & build it yourself.

The true problem is people wanting to flash with fancy things they don't need to be happy.

[–] novictim 0 points 4 points (+4|-0) ago  (edited ago)

But you need it all now, now, now. Waiting and saving leaves you vulnerable to not being "hip and cool". You want to be hip and cool and have the latest trendy things, right?

Of course you do. Don't let people mock you for having an older smart phone or a car older than 3 years. You deserve much better than that.

Borrow today. Make your damn payments.

[–] aboutime 0 points 2 points (+2|-0) ago 

LOL

[–] WickedVocalist 0 points 1 points (+1|-0) ago  (edited ago)

Say, you're facing WW3 while everything burns and you're still fucking worried about shit like FICO when the house market is so expensive you can't hope to buy in until the next collapse either way? Now your only to options are to 1. Buy it anyway, get underwater before you do, pretend you are as solvent as you were in 2017 and deny the war crimes and let it be taken through forfeiture via your debts acting shocked as it all gets snatched via promissory note. 2. Go Bankrupt, embrace the default and sit out your only adult opportunity to own your own home 3. Fuck it all, have a war and buy after all is settled - hoping the people who are out to fuck you over hit their graves of natural causes while the fighting goes on for the next decade, leaving you the freedom to live free and clear and leave something for future generations

Notice how run from your nation like a coward or get it over with and kill the enemy and go to prison aren't on the list, fucker. This is all a hypothetical fake scenario to see what you will do if the power is in your control.

[–] novictim 0 points 0 points (+0|-0) ago 

Before I answer this, I have to check my current score. It will make all the difference.

[–] Spaceballs-1 0 points 1 points (+1|-0) ago 

Found the Kike.

:D

[–] novictim 0 points 1 points (+1|-0) ago 

I am going to charge you interest.