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[–] Warnos44 0 points 70 points (+70|-0) ago 

This is fantastic! It's about time.


[–] o0shad0o 0 points 20 points (+20|-0) ago 

This is a damn good start but it's only halfway there.

The next step is to require insurers pay at least a large fraction of the posted price. Wait, wait, hear me out.

Part of the problem with medical costs is insurers keep negotiating larger and larger discounts on procedures while doctors and hospitals ramp up the prices. By requiring insurers pay, say, at least 85-90% of the price offered to the public, those insurers will tell the doctors/hospitals to either drop their prices or have the insurers drop them from their network. In this way fairer prices will be negotiated, and people who are uninsured won't have hospital bills an order of magnitude greater than the insurance companies would have paid.


[–] Mr_Wolf 0 points 7 points (+7|-0) ago 

Been cheaper for me to claim no insurance for hospital visits.

With insurance I'll see stupid charges like $1,500 walk in fee, assorted waiting fees, seperate bills from doctors acting as "contractors" along with various assorted other charges.

By the time everything is said and done I'm paying 2 to 3 times as more than claiming no insurance. Ask for an itemized bill or any attempt at negioating is met with brutal hostility. I've had bills sent directly to hostile and predatory collection agencies that will just take you to court if you question anything. At that point you seriously need an attorney because they play dirty. You'll get "served" by the attorney, but chances are they just tossed the notice in your yard. Go to court to challenge it because lets say your insurance paid in full and there was an actual error. You'll get a second court date but the clerk issues them at the end of the day and its the collection agencies attorneys responsibility to get you that court notice. If they know they'll lose they just wont inform you, then file for new court dates.

Theres a hospital in my state thats has a class action against it for shady predatory billing practices. Some family, coworkers, friends, and myself have dealt with their bullshit.


[–] AlienEskimo 0 points 3 points (+3|-0) ago 

It would help if all contracts were public, yes?


[–] Thisismyvoatusername 0 points 1 points (+1|-0) ago 

That’s true. But a very fundamental issue is that medical insurance isn’t really normal insurance. One insures against emergency expenses one may not have the savings to absorb. One doesn’t buy insurance to then use it to pay for normal expenses one would incur anyway. I don’t think our system will change quickly, but making insurance more rational, not requiring people to buy it and not requiring it to cover all sorts of bullshit things may help. Insurance should be for emergency and long term issues, not every visit and check up.


[–] PotatoFarm 0 points 1 points (+1|-0) ago 

Informed consumers + more competition. Of course it's amazing!

Hopefully this will start a price war where each and every health center will price their services in a predictable (big problem today) and realistic way, driving the costs down, making more people visit the hospital before a minor problem becomes a big problem (another huge issue) and improving the services by reducing wasteful procedures. (yet again other massive problem)


[–] SChalice 1 points -1 points (+0|-1) ago  (edited ago)

You can always ask for the price for anything. Posting it just more regulation that is unnecessary (like restaurants posting calories). GOP vote for just as much new regulations as Democrats. That is why they suck just as much if not more.


[–] timemage2 0 points 2 points (+2|-0) ago 

and who at the hospital do i ask how much a lung transplant is?


[–] wincest1 0 points 1 points (+1|-0) ago 

Ignorance is not a stronge base to argue from.