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[–] River_Otter 0 points 1 point (+1|-0) ago 

Which gives you shit in return.

I went through Irene and Sandy. The insurance thing is all a scam. They take from the homeowners and give to the renters, who did not even buy flood insurance, even though it is like $5/month for them. I kid you not, FEMA paid their rents at their new places for more than a year, 100%, plus bought them new furniture, and paid their "relocation" expenses. Meanwhile, the homeowners in my area got hosed.

[–] [deleted] ago 

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[–] River_Otter 0 points 1 point (+1|-0) ago 

I am not knocking renters. The point is that they paid out to those who had not paid into the system, and to excess. Now FEMA is crying dead-broke.

The spouse and I know that there is no help coming for the next hurricane, because there never was any from them, despite our forced monthly premium payments.