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[–] fundie 1 point 102 points (+103|-1) ago  (edited ago)

Whose idea was this?

The Jews

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[–] Alhambra 0 points 33 points (+33|-0) ago 

putting a tribe of perfidious coin-clippers in charge of the money supply may have been a mistake.

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[–] anoncastillo 0 points 23 points (+23|-0) ago 

The pedophilia should have tipped us off that something was wrong.

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[–] AntiMason 0 points 3 points (+3|-0) ago 

Holy Roman Emperor Leopold I made the court Jew Sammuel Oppenheimer in charge of banking in the empire. His son, Simon Wolf Oppenheimer ended up employing and training Mayer Rothschild. The rest is (((history))).

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[–] duckswagger 1 point 17 points (+18|-1) ago  (edited ago)

That scares off the normies. Just ask them to look at who's not paycheck-to-paycheck and see if they can find anything they have in common, or if there's any disproportionate representation of any group in there.

Maybe we need to make a little table with age, sex, race/ethnicity, religion, education, and some other stats for normies to look at. The data is undeniable, and it will jump out at them.

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[–] fellowwhiteperson 0 points 16 points (+16|-0) ago 

Oy vey, noticing patterns is anti-semitic! That's been banned since forever!

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[–] anoncastillo 0 points 6 points (+6|-0) ago 

i really should make some blue privilege memes.

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[–] Cade_Connelly_13 0 points 1 point (+1|-0) ago 

Agreed. This is the ONLY way to get people to realize what's going on.

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[–] dundundunnnnn 0 points 1 point (+1|-0) ago 

PLEASE DO THIS

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[–] oh_no_downvotes_8P 1 point 6 points (+7|-1) ago 

Come on, baby step with the niggers. Tell them it is the banks. Their pay-day loans.

Finally you can ask them this odd question: do they all wear tiny hats?

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[–] Ezekiel_Balderdash 0 points 2 points (+2|-0) ago 

I could rant about how it is because we have to support the cultural dead weight of niggers, but, yeah, it's the jews.

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[–] fundie 0 points 1 point (+1|-0) ago 

And whose idea was it to transform an entire race of people into a welfare class?

[–] [deleted] 0 points 35 points (+35|-0) ago 

[Deleted]

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[–] chirogonemd 2 points 30 points (+32|-2) ago  (edited ago)

Go to any business school in the country, and listen to their finance lectures when they discuss leverage. An economy as big as ours is not constructed on the basis of equity, that is, interest-based money lending isn't considered just a likely contingency of the economy; rather, your entire economy is built on debt and the credit system. But I do think it is more complex than you are saying it is. I think there tends to be more forethought involved than "building the tracks as the train is coming".

It's about the cost of money. There are conditions when it costs more to make money than to borrow it. It all depends upon your company's situation. If you have the ability to leverage yourself intelligently and manage that debt effectively, debt can be a useful thing. The problem is it creates a pretty strong intelligence and wealth bottleneck. It's about power. For debt to really do work for you, you have to have a good deal of money, or be sitting on some serious assets. When, instead, you're a member of the lower class - importantly: a lower class that is losing it's own skillset to live self-reliably without debt - the debt system starts to look a lot more like a system of control. When you cannot afford a house without debt, or to make yourself "employable" without a debt-based education, etc.

Debt may be a necessity to all in this economy, but it is either an angel or a demon, a liberating or an imprisoning force, depending on whether you are wealthy or not.

Our credit system, like much of human society, is an abstraction. On the high end, where risk is more evenly and broadly distributed, debt means agility. On the low end, it means enslavement. The matrix looks different depending on where or how high in the machine you are looking.

Think about it like this: debt is fundamentally a gamble. Imagine that you are a business owner, and your business brings you in $X net of taxes and expenses, and grants you $Y take-home income. You want to buy a home worth $Z at interest rate n%. You're pretty wealthy. You think you can pay this loan off in 10 years. So that's the bet, the wager, if you will. You take this gamble for a couple of reasons. First, if you were to buy the house outright, you'd eat up one or two years of your income - not good (better not to take money out of savings, which is earning you interest passively; better to bet against future money you don't have yet).

So instead, you are going to get something you need/want by spreading out its impact over 10 years, gambling that you can actually pay it off sooner than that and "beat the house". If you pay it off in exactly 10 years, you'll lose some (not as much as the plebs with 30 year loans, though). But you took this gamble because you think it will free up your business revenues (from which your income is derived) to re-invest and grow your business, increasing X and Y in the term of that 10 years, allowing you to pay the loan off sooner and only lose a very marginal amount to the bank. It's a gamble against time and your ability to grow your income.

Growth is assumed in this debt-gambling model!. That's important. What makes this so difficult for the working class is that their possibility for growth is far, far less than the wealthy person's, and so it's the equivalent of paying more to get less in the long run than the rich person. You don't have the leverage to gamble with. Wages (your income) are often slow to grow, far slower than interest grows anyway, and what's worse, is wages often stagnate or even decline relative to purchasing power. So there is essentially no gamble for the lower or working class, it's just loss.

You put these two together, and the increasing income disparity in society is not an artifact of this system, it's the product of this system. In all cases, the bank always wins some. The net is that wealth is always being funneled and concentrated over time to the top of the pyramid - the bank never truly loses, it may lose a bet but it doesn't lose in absolute terms. The gambling grows worse with time as the wealth accumulates, and what we see is that this occurs because the risk for the rich becomes more and more distributed (because they can transfer the cost of their losses to the lower classes - employees and stock holders, and even the government when they fail big time - The Big Short comes to mind).

The stock market complicates this mess even further because now we've added another layer of abstraction, what amounts to gambling on the growth we've been talking about. If a company's financial leadership is gambling against the lenders, then people buying stock are gambling on the company, in a bet that the company wins it's bet against the bank. This is why information is so key to the function of that market. Imagine that you bought stock in your neighbor down the street to purchase his home. To make it more realistic, now assume that other big players (even banks themselves through roundabout ways) are also investing. Sure, he's supposed to send you financial statements so you can see if he is beating the bank, but at the end of the day, it's he and the big player investors that know what's really coming down the pipe. For the most part you are simply reacting, while they can be proactive. They can get in and get out and make a profit on timescales where your sensitivity to the coming changes isn't even robust enough to understand the decisions. The losses in the markets get transferred to you, by and large.

This type of system was always going to produce a Communistic situation. It has to. Eventually, the lower classes will not be able to gamble at all. For the system not to grind to a halt and implode, it will require some version of oligarchical control of the economy and wages and ownership of production. A game can't go on forever. It always has to end. The fact that it is a game at all implies a winner and loser. Once enough energy in a system is concentrated, it's entropy has decreased maximally, that system will self-destruct without some kind of managed reversion backward in the direction of equilibrium. That's what Communism is, a management of the flow backward of energy (often in much too small amounts) by eliminating competition, establishing standards for every individual in the working class, and distributing that energy uniformly and in controlled fashion only inasmuch as it keeps the system from collapsing, and not more than that. This is usually a bad situation for everyone not in power.

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[–] neogag 0 points 8 points (+8|-0) ago  (edited ago)

That's what Communism is, a management of the flow backward of energy (often in much too small amounts) by eliminating competition, establishing standards for every individual in the working class, and distributing that energy uniformly and in controlled fashion only inasmuch as it keeps the system from collapsing, and not more than that. This is usually a bad situation for everyone not in power.

The rest of your post is accurate, but I disagree with your conclusion here. Communism isn't a flow backward towards equilibrium; it's the culmination of the concentration of power that you correctly identified as the problem. Communism is when the corrupt relationship between the referees of the game (regulators) and the biggest players (who only managed to achieve a game-breaking level of market concentration because they were favored by regulators) ultimately causes them to converge into a singularity of corruption.

Put differently (and perhaps more intuitively), communism is the destruction of the game, where all the big players almost don't even bother pretending not to be corrupt anymore, and move from simply winning at the game to overtly declaring their total ownership of the game and that they'll just murder anyone who defies them. Capitalism is leaky and at t -> ∞ there is a 100% chance that the leaks reach critical mass unless the system is rebooted, meaning that an intervention must take place that operates on the meta-game, which requires exceptions to the rules because changing the game is normally disallowed for all players and referees alike. And when the fastest accruing "leak" is that of corruption in the form of favoritism and collusion from regulators towards certain players, communism is what you get.

It is almost impossible to get everyone involved to align on 1. the need to intervene in order to set the game back on a non-destructive course; 2. the decision of who gets to reboot the game; 3. the exact nature of the intervention to be taken. So reboots almost never happen before economies spiral to their doom. I think what you wrote views communism as an attempt to perform the system-saving intervention via the use of force in order to bypass the need for everyone to voluntarily align, but I would argue that's just a narrative employed by communists in order to amass power, especially given that they are often associated with the very same entities that caused the system to die in the first place.

[–] [deleted] 2 points 4 points (+6|-2) ago 

[Deleted]

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[–] Blackops21 0 points 3 points (+3|-0) ago 

People on here act like debt is the most heinous evil on earth. Without being able to borrow I'd be living in a shitty apartment instead of a big beautiful 2 story brick home. I literally pay the same mortgage for my 2500 sq ft home as I would to rent a 500 sq ft apartment.

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[–] LexOrandiLexCredendi 0 points 2 points (+2|-0) ago 

The two exports of the American Empire: usury and sodomy.

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[–] SulemonSeinfeld 0 points 10 points (+10|-0) ago 

I'll say that I was surprised to see that Cheesecake Factory won't be paying any of their April rent. It hasn't been but a couple of weeks & they're already beginning to drown?

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[–] Broc_Lia 0 points 9 points (+9|-0) ago 

I'll say that I was surprised to see that Cheesecake Factory won't be paying any of their April rent. It hasn't been but a couple of weeks & they're already beginning to drown?

That's pretty normal for any food operation. Competition is tight and rent is high. They tend to have their margins very very tight due to competition. So a few weeks with no sales would be more than enough to put them under.

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[–] agitatedwhiteguy [S] 1 point 6 points (+7|-1) ago 

They're smart enough to realize this is the perfect opportunity to do a top-down revamp of their entire business model.

The restaurants that are packed will be re-upped with the owners under various negotiations. The locations that are practically empty will be left to die, bleeding out all over.

It's brilliant, actually. Capitalism at it's finest. I expect to see many other businesses follow suit, or adopt their own variants, in the coming days/weeks.

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[–] edgecrusher99 0 points 3 points (+3|-0) ago 

Most of these companies claiming to be "drowning" so soon just want some free cash and/or an excuse to restructure without bankruptcy or bad publicity.

[–] [deleted] 0 points 2 points (+2|-0) ago 

[Deleted]

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[–] agitatedwhiteguy [S] 0 points 7 points (+7|-0) ago 

Working Capital in the US is very often a line of credit.

It's why everything is falling apart right now.

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[–] edgecrusher99 1 point 5 points (+6|-1) ago 

I've been trying to explain to people that our entire system is built on debt now, and it hardly even makes sense for the average laborer to try to save his meager pennies. Easier to just throw your hands up and declare bankruptcy and ask for a handout if it comes to that. The government gives you that handout because they need you to keep consuming. Being a miser who saves his pennies, never takes vacations, buys old beater cars, and lives a miserable life isn't worth it in this society right now. The payoff never comes. Oh, and those bucks you saved? Inflation will wipe them out as soon things really get bad and you will be right where the big spender is. Or take them to your grave and pay it in taxes as your family fighters over the scraps.

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[–] BalfourYourFace 1 point 3 points (+4|-1) ago 

The company I work for has lost $22 million per year for the 5 years I've been there.

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[–] MikeyMo123 1 point 11 points (+12|-1) ago 

Even when trying to muscle out a competent thought, niggers still use jive language and shitty punctuation.

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[–] agitatedwhiteguy [S] 0 points 13 points (+13|-0) ago 

They either nig, or they nog. In the end, it's all still nigger.

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[–] Doglegwarrior 0 points 10 points (+10|-0) ago 

"whos idea was this?"

I will answer this subtly

JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS

JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS

JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS

JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS

JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS

JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS

JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS JEWS

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[–] RockmanRaiden 0 points 3 points (+3|-0) ago 

Do you think they'll get it this time?

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[–] Doglegwarrior 0 points 4 points (+4|-0) ago 

honestly. i have come to the conclusion that jews have literaly figured out how to brainwash 90% of whites. christians are done they have been under jew control for what? 1700 years? liberals for 200 years maybe less? i have 1 friend who is not jew brainwashed. 1984 big brother jew controlled future is on the way.. or some combination of 1984 brave new world and some shit that only evil fucking jews could think of

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[–] Sir_Ebral 0 points 3 points (+3|-0) ago  (edited ago)

I wouldn't count on 68-78 I.Q. savages "getting" anything.

EDIT: It's a wonder they can give even such a poor imitation of human language.

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[–] fnbs010 0 points 8 points (+8|-0) ago 

Since when do most niggers earn a paycheck?

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[–] Cade_Connelly_13 0 points 1 point (+1|-0) ago 

When a cash register or computer does 95% of the actual work, you can train even a dumb animal to push the right buttons and say "have a good day!"

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[–] LexOrandiLexCredendi 0 points 1 point (+1|-0) ago 

train them to say "have a good day"

Most I normally get is a grunt or blank stare.

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[–] agitatedwhiteguy [S] 0 points 7 points (+7|-0) ago 

Capitalism with manipulated FIAT currencies is not Capitalism. Welcome to the real world.

[–] [deleted] 1 point 9 points (+10|-1) ago 

[Deleted]

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[–] subscribetopewdiepie 0 points 1 point (+1|-0) ago 

You made a thousand widgets because it was more economical to manufacture them in bulk, that has nothing to do with the loan. Without the loan you would have paid a much higher price per widget to the point it wouldn't have made sense to make them at all.

Part of capitalism is accepting risk and you have to inform yourself to understand if they are worth taking.

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[–] slickleg64 0 points 1 point (+1|-0) ago 

This is why muslims/orthodox christians forbade usury. Money should always be a store of value, not a commodity.

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[–] Cade_Connelly_13 0 points 1 point (+1|-0) ago 

Man that's so true it's painful.

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[–] ConcreteGaloshes 0 points 6 points (+6|-0) ago 

Just a few more mental steps... think they can do it?

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[–] agitatedwhiteguy [S] 0 points 5 points (+5|-0) ago 

Good question.

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[–] RockmanRaiden 0 points 1 point (+1|-0) ago 

Think they can design a wheel?

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[–] The_Venerable 0 points 6 points (+6|-0) ago 

(((Their))) idea.

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