[–] Titus-of-Voat 0 points 0 points (+0|-0) ago 

Social Security is part of the problem. If people were able to invest that money themselves they would be much better off.

Another thing to consider is the life style people wish to retire into. If you retire into a simple life with low housing costs, it is not that hard.

[–] wgtt911 0 points 0 points (+0|-0) ago 

Because all the jobs that use to pay enough to save for retirement are now over seas in sweat shops or h1b chesp labor.