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[–] theepilepticferret 0 points 1 point (+1|-0) ago 

I can't imagine how messed up your finances need to be for anyone to think that's a good idea. I mean, I look at my own finances - I have a credit card with 19% interest that I always pay the balance on by the end of the month (so as to avoid interest charges) and a Line of Credit with an interest rate of about 5% for emergencies. Otherwise, I live within my means. I just can't wrap my head around buying all this extra shit that you don't really need, and then paying out the ass for it. Like I know this small fat who has $7k worth of shit on her credit card, and she's always "woe is me, I have so much credit card debt, and the interest is so expensive, I really need to pay down my credit card." But then she'll post to Facebook about how she just bought 5 pairs of shoes that she didn't actually need because "they were so cute!" Fats are all about instant gratification, they have no regard for the future.