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[–] MasochismLilly ago 

I work for a PI/Litigation firm in Texas and I'm very impressed your insurance company stood up for you (it's very rare). That being said, the at fault drivers pre-existing medical conditions were likely taken into account during their "injury" diagnosis, so basically it would (appear) your insurance paid for their ER visit, which likely amounted to "your fat, these medical issues were caused by fat, get the fuck outta my hospital"