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[–] SleepyCicada ago 

I don’t think it’s as dramatic as you make it out to be. 20K saved up yearly over the course of 10 years will likely cover a full treatment course for breast cancer. Then there’s critical illness insurance. A ‘real’ job is nice to have but here in Canada, 120K yearly is decent. Are you implying that the vast majority of Canadians don’t have ‘real’ jobs?