My husband and I have been talking about starting our family soon. Now that we’re almost to the month we’d planned to start trying, he’s getting cold feet and wants to wait another year.
There’s quite a few financial milestones he wants to meet that will be delayed if we have kids. To me it’s minor stuff like paying the house off (we’ve already paid 60% of it off and it’s a house well below our means) and having more cash on hand (the cash he’d planned on having he just invested into extra retirement plans and other short term investments which we could cash back out if needed). He also wants to move into a job that gives him more opportunities to move UP.
I know my biological clock it ticking, and my desire to have a child is getting intense. Delaying another year for the purpose of finances may be wise, but it’s hard for me to want to wait. Haha
Do you have any advice on how you balanced financial goals and having kids? Was it worth the wait? Do you wish you would have started your family sooner?