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[–] boredTech 0 points 19 points (+19|-0) ago  (edited ago)

Have a kid now. You are already in good shoes by the sound of it.

He also wants to move into a job that gives him more opportunities to move UP.

He can do that any time during pregnancy. He may have difficulty during the first year of your kids life, but it sounds like he's got a stable thing going.

Do you have any advice on how you balanced financial goals and having kids?

Have kids. There are people who are far worse off then you and are doing it. The whole financially stable thing is a myth. After the house is paid off he can come up with a billion other excuses, or more debt could be created. You're at a good point, run for it before the chance slips.

Note: I'm a guy without kids, worse financial situation, still trying.

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[–] brass_bell 0 points 13 points (+13|-0) ago 

DO NOT WAIT ANY LONGER. Sure, maybe you won the genetic lottery and will be able to have many kids later in life. Or maybe you are more normal, and the older you get the less likely you are to be fertile. My wife and I started later in life, not because of finances but because we didn't meet one another until our late 20's. Now we have one kid, the pregnancy was high-risk and very tough, and my wife has been unable to conceive again. She is heartbroken. You will not get these years back. You want a big family? Start having them at 18. Are you older than 18? You are already late. If you wait until you are financially ready to have children you will never be ready.

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[–] Othmar_Regin 0 points 12 points (+12|-0) ago 

You can live on less but you can't get younger

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[–] ProgNaziGator 0 points 11 points (+11|-0) ago 

Older eggs have much much higher rates of down syndrome.

Though it's not discussed in many cases many women over 30+ find themselves in fertility treatment.

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[–] Nietzsche__ 0 points 11 points (+11|-0) ago 

If you wait until you can afford kids you never will have them. It's sounds like you already have a great foundation to build a family on.

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[–] ProgNaziGator 0 points 9 points (+9|-0) ago  (edited ago)

Major delays. Didn't want them to grow up embarrassingly poor like I did.

In retrospect, should have done it anyway.

  1. Kids get ignored and treated as a group not an individual when they are too close together.
  2. That first child will absorb all your mistakes but also can be your helper hands and feet when you are pregnant in 5 years.

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[–] callthehambulance 0 points 0 points (+0|-0) ago 

I'm a first kid and my sister and I were just 24 months apart. It sucked and your points are for sure valid. I wouldn't wish it on anyone

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[–] SquarebobSpongebutt 0 points 7 points (+7|-0) ago 

If you wait until you think you can afford them you will never have them. That doesn't mean just pop kids out but it is very easy to keep saying you want to wait until you hit this or that and never get there. Honestly, if you can pay all of your bills without worry, eat every day, and have some money saved just in case then you can easily afford a kid.

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[–] RugerLCP_2 0 points 7 points (+7|-0) ago 

Unless you are waiting for a major task / time sink to end like moving or finishing college you shouldn't wait for financial reasons.

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