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[–] TheBuddha [S] 0 points 1 point (+1|-0) ago 

Yeah, we are still in the event insurance, per event, stage and only when the venue doesn't provide it. There's a couple of venues that have, so far, required we carry our own insurance and some that have riders that cover us. It's really quite a quagmire.

I also need to talk unions, at some point. They are sometimes important and another thing that's often overlooked. I might as well get this all typed out before I am too old to do it or am dead.

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[–] heygeorge 0 points 1 point (+1|-0) ago 

I’ve found that the price of insurance for two midsize events is comparable to the price of coverage for an entire year.

I don’t know much about the unions. I’m not that kinda musician!

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[–] TheBuddha [S] 0 points 1 point (+1|-0) ago 

There are six of us and we have lots of expensive shit that we want well covered. So, my quotes were maybe a bit different than what you have experienced?