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[–] ScottRockview ago 

Don't forget property taxes and insurance. I can think of no other "asset" that doesn't generate an income where you pay tax on it each year and have to insure against its loss.

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[–] obvious_throwaway1 0 points 1 point (+1|-0) ago 

Both of which are the reason I said even if it's paid off, you still don't own it - you're just renting it from the government.