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[–] ChillyHellion [S] ago  (edited ago)

No kidding. And to be fair, people are pretty good at keeping track of small pieces of physical authentication: credit cards, IDs, passports, drivers' licenses. But we're pretty lousy at remembering authentication information.

And say what you like about paper; it's difficult to hack remotely. There's a reason why 90 percent of HIPAA regulations only apply to digitally stored information.