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[–] 20685800? 0 points 6 points (+6|-0) ago 

Find a credit union, open an account, have your deposits go there, transition recurring payments (if any) to use the credit union instead, etc. Withdraw cash from the Chase account (doesn't have to be all at once) until your balance is at the minimum balance to not get an account service fee (if applicable). Visit your local Chase branch, tell them you want to close your account(s) and have their balance paid out in cash (or a cashier's check if you prefer, which you can deposit to your credit union).

Credit unions are basically banks without stockholders. They are technically owned by their members (you and all other account holders). Unlike most major commercial banks, when you use a credit union, you're not making Wall Street richer. With most credit unions, you can use ATMs of other credit unions for no charge with the co-op atm network. This is handy if you're traveling.