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[–] arrggg 0 points 2 points (+2|-0) ago 

That is a horrible loan, and they appear to be ripping you off. The interest portion should be slowly decreasing every month. Refinance that load with a credit union as fast as possible.

[–] [deleted] ago 

[Deleted]

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[–] arrggg 0 points 1 point (+1|-0) ago 

Maybe so, but It will be little better after 6 months of making payments on time. The banks want your interest money too, and will undercut your current loan holder to get it.