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[–] OrdinaryFaggot [S] ago 

Regarding general spending amounts, to provide some points for reference.

Last year was the most expensive year of my life after buying a house. $53,000 spent, including a $20,000 down payment and $10,000 in "fixing up" costs. Going forward, I'm thinking I'll be spending closer to $20,000 per year until the mortgage is paid off... but that includes extra large mortgage payments to pay off the 15 year loan early.

My cheapest year was around $13,000 after I graduated, while renting a modest apartment by myself.

So adding in health insurance costs assuming no employer help, maybe $20,000 to $30,000 for a pretty luxurious life as a single guy with no roommates.

So if anyone is regularly spending more than $30,000 as a single person outside of CA/NYC or something, I'd wonder how they're burning that money. But I'm biased, and in a small city in the middle of the US.