Archived The Shockingly Simple Math Behind Early Retirement (mrmoneymustache.com)
submitted ago by OrdinaryFaggot
Posted by: OrdinaryFaggot
Posting time: 1.5 years ago on
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Archived on: 9/9/2019 10:00:00 AM
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Archived The Shockingly Simple Math Behind Early Retirement (mrmoneymustache.com)
submitted ago by OrdinaryFaggot
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[–] OrdinaryFaggot [S] ago
Yeah, medical expenses are a tricky variable. My current policy is about $7k per year for premiums, with an out of pocket max around $6k I think. So between $7k and $13k assuming no subsidies. My employer covers most of the premiums, but the numbers are available for reference, and the math isn't hard.
If I didn't have an employer plan, I'd probably look for something cheaper and with higher deductions to reduce the premiums, because my out of pocket spending is typically closer to $0.
Anyway, I think the big takeaway from that blog for most should be that you can get a pretty nice lifestyle with less spending than average.
[–] thelma 0 points 1 point 1 point (+1|-0) ago
What about the new treatments to increase life spans ?
[–] OrdinaryFaggot [S] ago
Great, you get to live longer maybe?
It depends on how much it costs, which is impossible to predict. If I'd have to work for a full year to possibly extend my life by 2 months, is it worth it? Probably not.
I'm not aware of any particular treatments that I'd spend money on right now that would outweigh avoiding corporate office job stress that I'd accrue while paying for (sitting in a box and staring at a computer doesn't help your lifespan).