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[–] Lucky12B 0 points 3 points (+3|-0) ago 

Work in banking. They come in all of the time wanting to close accounts that have negative balances thinking it will all just go away. I'm like, "Nope, can't close a negative account. Also, why would you think you don't owe money you spent, just because you close an accoint?" They stare at me like I'm speaking Japanese and then walk out defeated but being niggish. This is why the majority don't have bank accounts. They just use check cashing places and pre-loaded cards.

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[–] Celtic_Cross ago 

And they are smarter for it while we all file our taxes and pay for their welfare. If you think cash only blacks are paying taxes I got waterfront property in Nevada to sell you.