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[–] eom 0 points 2 points (+2|-0) ago 

Do you have a loan?

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[–] ktl97 [S] 0 points 1 point (+1|-0) ago 

Yes, In Australia we pay back our uni loans when we earn over a threshold. It's known as HECS.

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[–] AlinaWithAFace 0 points 2 points (+2|-0) ago 

Can you elaborate on this?