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[–] nmgoh2 0 points 5 points (+5|-0) ago  (edited ago)

What's your solution to the "Hobo hit by a bus" problem that is our healthcare debate.

Basically, a hobo with no job and no savings is hit by a bus. He's taken to the nearest hospital via ambulance. Without immediate emergency care, he will die. However, for him to make a full recovery, someone's going to have to kick out ~$500,000 for all of the broken bones/stitches/internal bleeding.

The "Free Market" solution says let him bleed out in the lobby until someone can provide proof of insurance or drop cash for him. Presumably, the hospital can tell that his credit is no good, and it would be bad business to spend $500k treating him.

The "Socialist" solution says everyone gets free healthcare, and the taxpayers pick up the $500k tab one way or another.

The pre-Obamacare clusterfuck says the hospital HAS to treat him until he's no longer critical. Obviously he has no insurance, savings, or ability to pay, so after suing him for the $20 in his pocket, he files for bankruptcy and the hospital marks it up as a loss. This denies the taxpayers the ~30% of the $500k we would have had if someone paid his bill.

So wat do?

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[–] middle_path [S] 0 points 6 points (+6|-0) ago 

I am a huge supporter of the so-called socialist healthcare system. No one has an issue paying the fire department to keep the town from burning, or the police department to keep the streets safe, but once healthcare is brought up - it's all of a sudden a controversial topic. We pay for insurance, and if we don't we're fined. I don't see how that is any different than a tax. And I don't think taxes need to be raised, just used more responsibly - an issue our government already has.

The current system is a huge clusterfuck and my solution is ideal, but most first world countries adopted this method and it works well for them. I would like to live in a society where a man down on his luck doesn't have to worry about being in debt for the rest of his life or death.

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[–] VillaLopez 0 points 4 points (+4|-0) ago 

I can confirm. Health care is one worry no one has up here. Looking at it as a service is good way to think of it. Why do you think America is so put off by the idea?

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[–] PlayByPlayAnnouncer 0 points 0 points (+0|-0) ago 

Trouble is when it is not a few people down on their luck, but when it is a system which has created a huge underclass of non-contributing individuals which creates a huge burden in those who do contribute, and a moral hazard for those who don't.

In the context of total employment or even a high number I think what you're saying makes sense, but that is far from the case, unfortunately.

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[–] redlegmike 0 points 0 points (+0|-0) ago 

Entering US healthcare system is #1 mortality indicator. Not joking.

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[–] tame 0 points 1 points (+1|-0) ago  (edited ago)

How the fuck can it cost half a million dollars to stitch someone up, set a couple of bones, and keep an eye on them for 48 hours in a hospital bed?

This is not a problem that is solved by the free market. This is a problem that's solved by the government providing basic services, which yes, does include healthcare. And I mean providing, not "giving a blank check to your golf buddy who owns a couple of hospitals."