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[–] CR302 ago 

Get the damn government out of healthcare and the price of insurance will drop. The health insurance industry is treating your health like a wrecked car. Example: If you crash your car, you call the insurance. The insurance sets up a claim, you pick your car doctor and take in the patient. Next, the repair shop does an examination....estimate writer equals the nurse. Then, the technician looks over the car, looks deeper for damage, which can't be seen from the outside...like exrays and probing the damaged area, looking for where it hurts. The technician/Doctor then makes a list of all the damage not included in the initial exam. A well trained doctor, who nows the steps of each repair procedure and knows that every part he removes to fix the underlying damage has time attached to it...time is money. The dr tech sends the repiar plan up to the blueprint writer (billing specialist/insurance negotiator). The blueprinter send it to the insurance agent. The insurance says...well we're only going to pay you to take this part way off, rather than following ICar industry standards, which instructs the Dr tech on proper repair procedures...but it cost the insurance more and takes the tech more time, as he is actually doing the work in proper order. Problem arises when you have cut rate insurance...they only do set backs on bumpers (take it part way back...ICar never trains the tech to do that) leave in the glass and remove the door handle ( but thats not how they built the door at the factory). I digress...the better insurance compnaies pay the Dr tech for all the work involved in following proper repir procedures. Health insurance is trying to implement the same system of payment for your health care. They have devised all these new codes for every procedure so they can add a price to each step. The smarter human dr's and blueprinters are going to bill the insurance for every item...beacuse there is money on they table, all they have to do is cliam it on the invoice. Major difference is that the repair facility for your car eats what the insurance won't pay and the health insurance rejects it and the bill goes to you. Healthcare prices have doubled since Obamacare if you pay cash. It used to cost $65 to run in if I was ill...now it's 150 for an annual asthma check up and 249 for a well child check. Because the government got involved and took my tax money to pay the insurance companies.