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[–] Mylon ago 

That's how modern banking works. You bring a check (or in this case you say you have a check and do it digitally) and the bank makes the funds available to you for the sake of convenience. They go through the process of getting the funds from the original account. If it turns out the check was bogus, the bank simply cancels the short term loan they gave you and possibly charges a fee.

So certainly, you can feed bogus information to a check. This is how a common scam works: They give you a money order and say you have to mail a check to whatever address and you can keep 10% or whatever for processing. The bank just gives you the money, but by the time they realize the money order is bogus, your check is already cashed and you're SOL.