I could be wrong here, but I am seeing a moral in Clara's development, and I like it.
Clara is learning or has learned that it doesn't take all that much to be like The Doctor. I mean, leaving aside the time travel and the space technology, what does it really take to be exactly like The Doctor?
If you see someone in danger, try to help them. If you see more than one person in danger, try to help the ones you can.
If you see someone mistreating people, try and stop them.
Keep your eyes open, and try to think about what you're seeing. Don't just accept it, think about it.
Make decisions when you need to.
That seems like about it. Clara's learned it. Why don't more people do it?