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Chip cards have been used in Canada and Europe for years, long before smartphones and mobile payments were a thing. Yes, just having a RFID chip doesn't make it more secure, that's why everywhere else uses a Chip+Pin combo for security. But that would be to much work for you lazy Americans.
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[–] GreatWhiteNorth 4 points -2 points 2 points (+2|-4) ago
Chip cards have been used in Canada and Europe for years, long before smartphones and mobile payments were a thing. Yes, just having a RFID chip doesn't make it more secure, that's why everywhere else uses a Chip+Pin combo for security. But that would be to much work for you lazy Americans.