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[–] [deleted] 1 point 1 point (+2|-1) ago 

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[–] Mr_Wolf 0 points 3 points (+3|-0) ago 

Cash is only as fast as the cashier is capable of counting change. But still faster than the chip reader.

Change can just get tossed into a jar and cashed in once a year or so, banks sort it for free. it also doesn't hurt to have a couple dollars worth in the car if you travel a lot.