So, back in October, I was hit by a car while riding my bicycle into work. I was not seriously injured, but the bike was damaged pretty badly and I had to go see a doctor the next day to get checked out. I lost almost 150$ from work missed, the bike cost 200$ to repair, and the medical expenses, while not absurd, caused me to miss my rent payment, adding a late fee onto what would have otherwise been a normal month's payment.
In the heat of the moment I did not think to ask the driver of the car for his insurance information, and ended up having to wait two weeks before I could get the Police Report from the incident. When I got the report and called his insurance agency, it turned out that he'd never even reported the accident! So I was handed over to their local agent who was to handle the case. I've spoken with her maybe 4 times, the first time to give her my statement on the incident, the other three to check and see if they'd made any progress on reimbursing me for my expenses. It was a clear cut case, I had the right of way, and he tried to run my ass over making a turn he had no business attempting because there was no gap in the flow of traffic for him to turn in to.
The last three times I've called, I've gotten the same song and dance: "He hasn't turned in a liability claim! We're still trying! Please be patient!" I can't afford a lawyer. My dad's friend is a lawyer, and offered to look at the case, but said it wouldn't be worth his time because the pay out wouldn't even cover his expenses. I had to pay for everything out of pocket, and this jackwagon is still rolling around without a care in the world because his rich daddy never bothered to teach the asshole a thing or two about responsibility. What am I supposed to do? How do I fucking handle this? It's been two god damn months (almost literally!) and I'm sick of spinning my wheels while this dude's insurance agency dodges me.
Do any of you have some experience in matters like this?
EDIT: Lots of great advice here, thank you guys. Seems like my next best move is to gather my information, get the agent's name and address, make a copy or two of the police report, and then track down a personal injury lawyer.