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[–] SurfinMindWaves 3 points 46 points (+49|-3) ago 

If you're preoccupied with your own life what do you care what other people do with their money?

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[–] x13 1 points 14 points (+15|-1) ago  (edited ago)

The OP is actually discussing one of the most famous books ever :

"The Millionaire Next Door"

https://en.wikipedia.org/wiki/The_Millionaire_Next_Door

That book is meant for men in their 20s to read, and is like taking a Redpill. Everything I read in it , i confirmed true eventually in my life.

Basically EXCEPT for Lawyers, and Salesmen , NO ONE should rent luxury cars. And most millionaires drive cheaper cars but own slightly more vehicles than average. Thats in the book.

Lots of poor ass blacks in big cities spend all their money on car leases and live on semi-girlfriends couches.

At least read the wiki full writeup.

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[–] EarlPoncho 0 points 9 points (+9|-0) ago 

if i pull up to a mercedes in houston 9 times out of 10 there's a nigger driving it. it's pretty funny

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[–] Low_Paid_Porno_Noob 0 points 4 points (+4|-0) ago 

Can confirm. Six figures, drive a beater.

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[–] Armpit_and_Ass 0 points 3 points (+3|-0) ago 

NO ONE should rent luxury cars

What if you can buy a used luxury vehicle for a reasonable price? If it's a trade-in or a lease, it's been maintained and it's been inspected by the dealer, it has a set number of miles, it's going to only be between 3 and six years old (meaning it should have plenty of life left in it), and so on. If you can comfortably afford it, I don't see why not.

Screw driving around in some rusted out beater that you have to work on continuously just to keep it running so you can impress some curmudgeon on Voat or 8ch or something.

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[–] Hand_of_Node 0 points 5 points (+5|-0) ago 

The actions of other people in your country do have an effect on your life. There should be "some" level of caring.

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[–] Morbo 1 points 2 points (+3|-1) ago 

Remember that the street runs both ways. Be careful of what you call for.

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[–] Humanicide 0 points 1 points (+1|-0) ago 

If you're preoccupied with your own life why would you spend time at voat?

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[–] Dial_Indicator 0 points 17 points (+17|-0) ago 

they think it will get them laid

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[–] Atomized_Individual 0 points 11 points (+11|-0) ago 

Yea, preening, peacocking for a potential mate. An old ritual passed down genetically.

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[–] alele-opathic 2 points -1 points (+1|-2) ago 

An old ritual passed down genetically.

It's simply American consumer culture, the latest in (((party-approved))) household economics to be figuratively forced down every American's throat since before birth over here. It's self reinforcing a la network effects, and is purely a jewish meme that slowly permeated our culture. It's self destructive, as noted elsewhere in this thread, and isn't any more genetic than gayness is, for a similar reason. It got particularly worse after Obama's Cash for Clunkers program.

Remember, this meme isn't even 100 years old - post Great Depression, we had to see the rise of the first shopping malls (combined with feminism -> 'shopping therapy' and wasteful spending) and the rise of the first neighborhood ('Levittowns', which morphed into our modern suburbs) before women could start comparing how much money they could waste at malls/which neighborhood they lived in. This isn't American at all.

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[–] dias17se 0 points 6 points (+6|-0) ago 

And it will, fake it till you make it.

Unfortunately, somewhere ahead of the road a failed marriage will appear though.

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[–] Maroonsaint 0 points 4 points (+4|-0) ago 

It can and will. Women are shallow. You ever seen those videos where the people pretend they have a lambo then switch cars? That’ll make you lower your opinion real fast. Women want to be in charge and they’re so easily manipulated. They’re not built for the real world they’re built to be controlled and take care of a family

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[–] d33t 0 points 0 points (+0|-0) ago  (edited ago)

I always get a hoot watching my date's face change when she sees me climb into my rust bomb that I back-in parked next to a BMW.

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[–] Escape_From_Reddit 0 points 2 points (+2|-0) ago 

With a nice enough car, it will.

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[–] alphasnail 1 points 15 points (+16|-1) ago 

Women want a man who can be a good provider for a child so if they appear to be rich and successful they will be a top candidate for sex. Men know this and exploit it for short term gain, but usually end up losing more in the long term due the image of wealth being nothing more than a facade.

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[–] EndTheFed4 0 points 6 points (+6|-0) ago  (edited ago)

*WOMEN APPROACHING THE WALL WANT A BETA PROVIDER

*BETA MEN BECOME THAT PROVIDER... "holy shit I just had to get my degree and good paying job for several years... now all these 29+ women want me to marry them!!! JACKPOT"

in b4 betas downvoat

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[–] alphasnail 0 points 7 points (+7|-0) ago 

I think they still want an alpha provider, but there is only so low one can go before they also lower their standards. Like every good ecosystem, there are scavengers, parasites, and predators. Betas will fill that niche.

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[–] d33t 0 points 3 points (+3|-0) ago 

Alpha fucks

Beta bux

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[–] x13 0 points 0 points (+0|-0) ago 

Someone needs a RedPill rammed up their ass using a baseball bat !

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[–] HenryCabotLodge 0 points 11 points (+11|-0) ago 

I don't own a belt and my pants are baggy, but I need to drop $1,100.00 on some Sneakers.

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[–] MartinMarpul8 0 points 0 points (+0|-0) ago 

cause if all of them default my pocket book ain't looking so hot, see?

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[–] WhiteRonin 0 points 8 points (+8|-0) ago 

Simple: they can get a car loan for that much but didn’t think they could buy a home for $100 down.

The issue of needing a good credit score.

There is also an issue of salary which makes buying a pretty home hard. 5x your yearly is basically what you can buy a house for.

And I’m sure it’s just a lack of education by schools. Schools don’t teach money management.

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[–] PraiseIPU 0 points 7 points (+7|-0) ago 

Isnt it funny if i wanted a $40,000 car they would have been throwing money at me.

But getting a loan for a $20,000 semi truck to use as an rv is impossible.

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[–] WhiteRonin 0 points 3 points (+3|-0) ago 

It’s all about the gamble. Loan money to reduce inventory on the dealer lot. If customer pays, great! If not, repo the car. The other half of the story is that loan companies get to charge higher interest rates on loans.

The 2 combined means a vicious cycle of always upgrading to a newer car and a perpetual interest rate payment.

I can’t believe how so many people can get loans these days.

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[–] YashinNashi 0 points 6 points (+6|-0) ago  (edited ago)

Yeah, we had a class called introduction to occupations in my high school. It taught basic adult knowledge like how to write checks, apply for loans, pay taxes, basic investment, interest rates, how to start a business, etc. But it was an elective and the guidance councelors basically sold it as just something to take if you weren't going to college. And so many of my classmates thought that when I took it, it meant I wasn't going to college. As if the options were learn how to open a bank account and get some minimum wage job OR pursue higher education and be successful.

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[–] WhiteRonin 0 points 0 points (+0|-0) ago 

That actually sounds like a class that all students should take! I was thinking more along the lines of staying away from credit though.

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[–] Hand_of_Node 0 points 3 points (+3|-0) ago 

Not very many people make $200K per year, but I suppose those are the people buying houses.

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[–] WhiteRonin 2 points -1 points (+1|-2) ago 

Where I love used houses are about $100 a square foot and a top 5 school district in the state. Lots of and I mean fucking I can’t name them all amounts of churches and very solid area for people.

$200k a year would easily pay off a majority of houses. Up it to 250k and you get really a really nice house or move towards the hills and get some sweet acreage and a decent house.

I think you should move!

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[–] Cat-hax 0 points 2 points (+2|-0) ago 

If you live in some parts of Texas like my brother you can buy a house with the same payments as an apartment

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[–] drakesdoom2 0 points 1 points (+1|-0) ago 

In most places the rent for an apartment will pay a mortgage, after you pay the down payment.

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[–] WhiteRonin 0 points 0 points (+0|-0) ago 

I’m a border jumper. And drive through Texarkana weekly. I agree. Lots of good areas on both sides of that city!

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[–] goatboy 2 points 6 points (+8|-2) ago  (edited ago)

Unless you’re a real estate investor, using property as a wealth storage device is retarded. Your money should always be put to where it will gain maximum return on investment- real estate almost never will be. Put your money into something, anything really, that is growing at a compounding rate, let’s call that an interest rate, just for shits and giggles. If you lock up the majority of your income in a mortgage that is less money that is being compounded and carries an automatic risk coefficient due to real estate market speculation that doesn’t need to exist in other areas of wealth generation instruments.

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[–] EndTheFed4 1 points 5 points (+6|-1) ago  (edited ago)

do you know wtf you're talking about?

LOT of people have gotten rich by having lots of rental units

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[–] analfaveto 0 points 5 points (+5|-0) ago 

More people have got rich without any hassle by simply leaving the money in the S&P 500, re-investing the dividends, and letting the whole thing compound.

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[–] Escape_From_Reddit 0 points 0 points (+0|-0) ago 

And a lot more people have gone broke investing in real estate than they have index funds.

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[–] nomadriders 0 points 5 points (+5|-0) ago 

But you can fill the house with dope plants

[–] [deleted] 0 points 0 points (+0|-0) ago  (edited ago)

[Deleted]

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[–] goatboy 0 points 0 points (+0|-0) ago 

I suggest talking with a competent financial planner about comparative rates in your area.

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[–] JefftheBaptist 0 points 0 points (+0|-0) ago 

Property is a much better wealth storage device than motor vehicles or anything else that is quickly depreciates with use. The only way a car accumulates value is if it is rare, you keep it in good condition, and you rarely drive it.

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[–] Charlez6 0 points 4 points (+4|-0) ago 

There are some fairly complex financial situations out there.

I'm in an unusual situation where it makes sense for me to do so. I could buy a Lamborghini tomorrow if I wanted to, yet it still makes financial sense for me to rent a small home!

I also like cars. I like driving, I find it a really calming or exciting pastime, and it's fantastic for some thinking time. I like speeding, and I like interesting cars. Many people comment on my cars, some people even pull over to talk to me about them. I don't really care if anybody cares what I drive, that's not why I like them.

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[–] drj2 0 points 0 points (+0|-0) ago 

Could you elaborate why it makes sense to rent? Do you move often or something?

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[–] Charlez6 0 points 0 points (+0|-0) ago 

Tax reasons. It is an unusual situation.

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[–] FisterRoboto 0 points 3 points (+3|-0) ago 

I drive a nice truck, boat and have lots of toys but I rent. I live close to everything I need in a nice neighborhood. What I pay in rent minus the property tax is only a few hundred a month I'm losing to my landlord... My landlord who pays for landscaping, snow / waste removal and all maintenance. I have more money to put in my retirement account and more time to do the things I enjoy rather than worrying about my house.

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[–] NeoGoat 0 points 0 points (+0|-0) ago 

Living on a boat is cheap and provides waterfront views. It gives you great independence; you could even sail to another country.

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