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[–] tmnsoon 0 points 1 point (+1|-0) ago 

Because boomer parents and employers still think university is the same as it was 20+ years ago when they attended. So they tell the clueless 18 year olds fresh out of high school that they need to get a degree to get anywhere in life. And so they sign up for massive student loans because after a decade and a half of government school they're retarded and are incapable of critical thinking.