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[–] middle_path 3 points 54 points (+57|-3) ago 

Pay off debts, invest half, buy land, grow a food forest.

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[–] totes_magotes 0 points 17 points (+17|-0) ago 

Stop taking my comments out of my keyboard before I type them!

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[–] Cleanhobo 0 points 6 points (+6|-0) ago  (edited ago)

Do it man... Really. I did exactly what you said but for about 300k. ITs such an awesome lifestyle. I raise hogs and chickens and rabbits. I have 3 big gardens and fruit trees. All off the grid., Built the whole place for like 15k plus land. I don't even have a job JUst a few little investments an side gigs. Best is I have a very low income so I pay NIL in taxes. NO more feeding niggers for me. I work only for myself and my family.

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[–] SkippyMcSkipperson 0 points 0 points (+0|-0) ago 

A little jealous as I steam off to work in my dress clothes trying to act like I care about what I do! Good work man, I'll get there someday...

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[–] middle_path 0 points 0 points (+0|-0) ago 

Very nice. I'm a little jelly.

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[–] TheBookWasBetter [S] 0 points 4 points (+4|-0) ago 

What is a food forest?

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[–] Thenameiwantistaken 0 points 5 points (+5|-0) ago  (edited ago)

What it sounds like.

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[–] middle_path 0 points 2 points (+2|-0) ago 

Food forestry is a permaculture technique. It's like a massive garden, but with a focus on edible perennials and trees. It's also a bit more spread out than a true forest to keep the light levels higher. So you'll have some fruit and nut trees, berry shrubs, tubers, herbs, flowers and veggies all growing in a very small space. Basically you can't throw a rock without hitting some kind of food.

Geoff Lawton had some cool YT vids that got me down this rabbit hole.

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[–] malloryquinn 0 points 2 points (+2|-0) ago 

What, do you think food grows on trees or something?

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[–] fuckfacemcgee 0 points 2 points (+2|-0) ago 

I'm with this fucking guy.

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[–] SocksOnCats 1 points 33 points (+34|-1) ago 

Two chicks at the same time. I figure I could hook that up with a million dollars.

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[–] cyclops1771 0 points 9 points (+9|-0) ago 

I would invest half of it in various mutual funds and take the other half over to my friend Asadulah who works in securities

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[–] shmuklidooha 0 points 2 points (+2|-0) ago 

Careful, he night be a therapist who works insecurities.

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[–] WORF_MOTORBOATS_TROI 0 points 3 points (+3|-0) ago 

Office Space is from 1999. Taking inflation into account that would be $1,510,100 in today's dollars

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[–] i_scream_trucks 0 points 2 points (+2|-0) ago 

Its the only way it happe s.

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[–] Schreiber 0 points 1 points (+1|-0) ago  (edited ago)

Two virgin white teenage girls with colored eyes at the same time.

Literally heaven.

It annoys me that Pakis could pull this off in UK without money and can get away with it every time with the race card.

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[–] Goathole 3 points 11 points (+14|-3) ago 

Don't get me wrong, a million dollars would improve my life but not so much that it would matter.

Is it taxed? well now I'm down to $600,000.

Is it untaxed? well what am I going to do with it? Am I going to buy property? How much in property taxes is that property going to cost me over the next 20-30 years?

Am I going to quit my job? Say I make $60,000 a year but after taxes I bring home $50,000. How many years of non work does that buy? 20 years? Okay, so I'm "25" and at 45 years old I'm out of money. What do I do now?

Okay, so I'm "25" and have a million dollars cash but I keep working. What good does the money do? I work so I don't have time to spend it and if I do then I'm buying things like land, vehicles, jewelry and homes that I have to pay taxes on that one day I cannot afford.

Okay, so I'm "25" and I have a million dollars. I'm going to do "the right thing" and invest it in my retirement. Roth IRA's, IRA's, stock investments etc..........I die at 56, 10 years before I retire.

Money doesn't make you happy, it just makes things easier.

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[–] sdcwdcwc 0 points 18 points (+18|-0) ago 

Literally, only on voat do I feel like I would not want a million dollars.

99¢ Kek

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[–] 0fsgivin 1 points 6 points (+7|-1) ago  (edited ago)

Really though all you need is 2.2 million (after taxes) and your set.

100k for a house. 50k to live off of the first year. 50k to have in savings for emergencies.

Leaves 2 million to invest. You should be able to safely earn 5% year in year out no problem. that's 100k a year.

Capital gains on making a 100k of investments held for a year or more is 7k. So ya down to 93k.

The real problem is inflation. Going to want to re invest 40k a year of that 100k just to keep pace on a 2% inflation rate on 2 million bucks. So now we are down to 53k a year.

For me personally? No kids? No rent? No mortgage? 53k a year...good to go. Id shoot for living off of 45k a year. And reinvest 8k a year or use that to shore up saving as needed.

I almost certainly wouldn't work. Or if I did it would be part time at something I like doing. For all intents and purposes im fucking retired. I don't HAVE to work. I either will due to boredom (which I doubt) or some extra funny money. (Possible)

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[–] Reverse-Flash 0 points 5 points (+5|-0) ago 

Debbie Downer.

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[–] Goathole 0 points 6 points (+6|-0) ago 

sorry bro, don't mind me, just dream a little dream. Santa Claus is real, the tooth fairy is going to leave you a dollar under the pillow and the nigger dindu nuffin'.

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[–] bourbonexpert 0 points 1 points (+1|-0) ago 

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[–] l_voated_today 0 points 3 points (+3|-0) ago 

Buy a reasonable sized house you can afford without the money and enjoy not having a mortgage.

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[–] crazy_eyes 0 points 11 points (+11|-0) ago 

Live off the interest

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[–] kalgon 0 points 7 points (+7|-0) ago  (edited ago)

Invest in real estate instead and collect rent, it's not fancy, but most fancy stuffs aren't even real

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[–] DeliciousOnions 0 points 7 points (+7|-0) ago 

Becoming a landlord can be a huge hassle. I wonder if renting out commercial property to businesses is any better...

5
-5

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[–] bourbonexpert 0 points 5 points (+5|-0) ago 

two chicks at the same time.

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[–] Commie_Meta 0 points 0 points (+0|-0) ago 

I knew this answer would be here, and I'm not surprised it is from you.

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[–] bourbonexpert 0 points 1 points (+1|-0) ago 

Watch out for your cornhole.

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[–] Eualos 0 points 4 points (+4|-0) ago 

Invest it

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[–] SquarebobSpongebutt 0 points 4 points (+4|-0) ago 

Tell nobody except my parents. Pay off my parents and my house and other bills. Get my mother-in-law into assisted living as she currently lives with her sister and can't live alone. Put money aside to pay off my kid's school loans and ensure they can live OK for the first few months after they find a job but not tell them until after they graduate. Start my own business. The rest (about half should be left) would be put back to ensure we would not have financial problems later.

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[–] level_101 1 points 5 points (+6|-1) ago 

If you did all of that and you are an average american.. You would be tapped out or down to your last 100k. There would be no "half left over".

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[–] SquarebobSpongebutt 0 points 0 points (+0|-0) ago 

I was just spitballing it but I guess I am a lot better off than the average American. My and my parents house is around $175-200 K left total. We just bought ours but I refused to go to the high end of my approval and set a much lower limit. My debt outside that is around $35K (including car notes) and they have none. My kids loans are minimal because they had to take them out themselves so they are less than $100K total at present. About $50 K for them to live for a few months while they start a job. I am around $400K spent so far. The only real question is the business and my mother-in-law. Mainly her because the business part is only around $50K startup. So $450K + the mother-in-law is it.

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[–] CapitalPurifier 0 points 0 points (+0|-0) ago 

student loans

for medicine for geniuses or what?

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[–] QualityShitposter 0 points 3 points (+3|-0) ago 

Buy lake lot for $100k

Build house for $150k

Sell for $350k

Rinse and repeat

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