How about we allow anyone to enroll into medicaid and medicare at cost? No preexisting conditions, the poor would still be covered? This would give a guaranteed low cost solution to anyone who wanted it. It would lower medicaid and medicare costs since more people would be enrolled.
Then we could deregulate the INS industry, let them sell anything they wanted? Donut hole, premium INS, blah, blah. If you were unhappy with the government provider you could go back to a private insurancer?
Think how well that works with the United States Postal Service (USPS), no one can deliver a letter anywhere for $.50 except the USPS. Yet s lot of people are not happy with them. So they go to UPS or Fedex.
If you were to eliminate the USPS, prices for UPS or Fedex shipping would surge. The fact is the USPS is competition and keeps prices low. Hence why Amazon uses the Federal USPS.
Edit: All I want is the opportunity to buy into medicaid/medicare. Cost perworking-age person $6,632 (less then I pay now)! I just want an open enrollment. I don't want to alter the program, just the ability to buy health care that because I work I'm not eligible for.