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[–] Rellik88 0 points 1 point (+1|-0) ago  (edited ago)

Yep same here, used to take wifes return as well because of my loans. However getting a better paying job as an independant contractor. So I can at least skip my garnishment. Also my tax person worked some mojo so we keep our returns now.

I got loans gor about $8k, because of interest I owe like $50k+... Yay

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[–] ScreaminMime 0 points 1 point (+1|-0) ago 

Same thing happened to me, there is a form that you can fill out to get the return if you've filed jointly.

The best way out is to get that thing paid off ASAP, get a second job if need be.