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[–] funatparties 0 points 2 points (+2|-0) ago 

Does this in any way impact you one way or another if that $4800 were to go down? Even if the amount were to go down to $300, that would still put you over $2000, and thus the accident would still be listed as "major." I might be missing something, but if that's the case, I wouldn't worry about going to all that trouble for something that doesn't benefit you in any way.

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[–] Nidandelsa [S] 0 points 1 point (+1|-0) ago 

That's what I'm afraid of :( I was hoping there would be some miracle.